Partly cloudy, high near 85°. No real rain risk. All-day beach window.
forecastRain OutlookOpen-Meteo
tap an hourTop rain chance is just 3% — pack the sunscreen, not the umbrella.
Tide
0.3 ft · falling ↘
Next low tide
12:24 PM 0.2 ft
T−…
1.9 ft of drop from the 7:54 AM high; the wet sand is widest from about 11:24 AM.
Wind
11 mph
from the NE
UV Index
High
reapply every 80 min
Time to Burn
UV 6 · incl. sand glarefor unprotected fair skin (burns easily, tans a little). SPF 30+, reapply every 2 hours and after every swim.
Strongest 12 PM to 4 PM · peaks at UV 7
An estimate from the standard erythemal dose model, not a medical limit. Darker skin burns more slowly than this, people vary either way, and sunscreen only helps if you use enough of it and reapply.
Rip Current Riskestimated
todayCalm pattern today. Currents can still surprise — keep kids within reach.
Caught in one? Don’t fight it. Swim parallel to the beach until you’re free, then angle back in.
Beach Flag
Green Flag
calm, swim easy
estimated · trust the lifeguard
Red Tide
Checking…
asking FWC
Stingers & Biters
modelled, not observedBased on wind, water temperature and humidity. Nobody publishes a live count, so this is what conditions favour today.
No-see-umsUnlikely
8 mph breeze around sunset should keep them down.
Sargassum WatchNOAA satellite
seaweed outlookLatest 7-day NOAA satellite composite detects moderate sargassum offshore. Some may drift onto the beach. Offshore satellite estimate only — on-the-ground conditions may differ.
Water by Monthtypical
avg 2021–2024Warmest around July (89°), coolest around January (73°).
surf’s up (gently)
Tides are NOAA predictions (Sugarloaf Key station 8724580); temps, wind, UV, waves and water temp are live from Open-Meteo; rip current risk from the NWS surf-zone forecast; red tide from FWC sampling. Flag status is estimated from wave height and wind, so always trust the lifeguard’s actual flag over this app.
The air is 84°F, feeling like 91°F, with breezy 11 mph winds from the E. The UV index reaches 7 (high), strongest from 1 PM to 4 PM.
The week ahead at Sugarloaf Key, day by day: the sky, the high, the strongest wind and the biggest waves, the UV peak and the daytime chance of rain. The calmest day for a swim looks like Wed Nov 4.
| Day | Sky | High | Wind | Waves | UV | Rain |
|---|---|---|---|---|---|---|
| Today | Partly cloudy | 85°F | 14 mph | — | 7 | 3% |
| Fri Oct 30 | Cloudy | 84°F | 11 mph | — | 7 | 4% |
| Sat Oct 31 | Drizzle | 80°F | 16 mph | — | 7 | 17% |
| Sun Nov 1 | Thunderstorms | 80°F | 15 mph | — | 6 | 63% |
| Mon Nov 2 | Thunderstorms | 80°F | 10 mph | — | 6 | 52% |
| Tue Nov 3 | Cloudy | 79°F | 5 mph | — | 6 | 12% |
| Wed Nov 4 | Drizzle | 80°F | 5 mph | — | 6 | 2% |
High and low tides for the next 7 days, from NOAA’s predictions for tide station 8724580. Heights are in feet above the average low tide. The shell window is the last hour and a quarter of the ebb and the first three-quarters of the flood around the day’s lowest daylight low, when the most sand is bare; the lowest low of the week is marked.
| Day | Tide 1 | Tide 2 | Tide 3 | Tide 4 | Shell window |
|---|---|---|---|---|---|
| Today | Low 6:43 AM 0.0 | High 1:39 PM 1.4 | Low 5:43 PM 0.9 | — | 4:28 PM–6:28 PM |
| Fri Oct 30 | High 12:41 AM 2.5 | Low 7:43 AM 0.1 | High 2:38 PM 1.3 | Low 6:32 PM 0.9 | 6:28 AM–8:28 AM · best |
| Sat Oct 31 | High 1:39 AM 2.4 | Low 8:51 AM 0.3 | High 3:46 PM 1.3 | Low 7:37 PM 1.0 | 7:36 AM–9:36 AM |
| Sun Nov 1 | High 1:49 AM 2.2 | Low 9:02 AM 0.4 | High 3:59 PM 1.4 | Low 8:09 PM 1.0 | 7:47 AM–9:47 AM |
| Mon Nov 2 | High 3:13 AM 2.1 | Low 10:08 AM 0.6 | High 5:03 PM 1.5 | Low 9:47 PM 1.0 | 8:53 AM–10:53 AM |
| Tue Nov 3 | High 4:43 AM 2.0 | Low 11:05 AM 0.7 | High 5:52 PM 1.7 | Low 11:10 PM 0.8 | 9:50 AM–11:50 AM |
| Wed Nov 4 | High 6:03 AM 2.0 | Low 11:52 AM 0.8 | High 6:33 PM 1.9 | — | 10:37 AM–12:37 PM |
The average sea temperature at Sugarloaf Key for each month (2021–2024). The water is warmest in July (89°F) and coolest in January (73°F). It averages 74°F or warmer, comfortable for most swimmers, in March, April, May, June, July, August, September, October, November.
| Month | Water °F | Water °C | For swimming |
|---|---|---|---|
| January | 73°F | 23°C | Cool |
| February | 73°F | 23°C | Cool |
| March | 78°F | 25°C | Comfortable |
| April | 79°F | 26°C | Comfortable |
| May | 85°F | 29°C | Warm |
| June | 86°F | 30°C | Very warm |
| July | 89°F | 32°C | Very warm |
| August | 89°F | 31°C | Very warm |
| September | 88°F | 31°C | Very warm |
| October (now) | 82°F | 28°C | Warm |
| November | 79°F | 26°C | Comfortable |
| December | 73°F | 23°C | Cool |
Rip currents. If a current pulls you away from shore, don’t fight it: swim parallel to the beach until you are out of it, then swim back in. If you can’t, float and wave for help.
Sun. The UV index peaks at 7 today, when unprotected fair skin burns in about 22 minutes. Wear SPF 30 or higher, reapply every two hours and after swimming, and find shade in the middle of the day.
Red tide. Florida's state sampling (FWC) has flagged nothing near Sugarloaf Key this week. Red tide can make you cough and sting your eyes near the water.
Seaweed. The NOAA satellite shows moderate sargassum offshore.
Dogs. Dogs are allowed right now, on a leash.
Swim near a lifeguard when one is on duty, and follow the beach flags and posted signs. The Sugarloaf Key rules page covers dogs, alcohol, fires and more.
Under 1 ft is calm, good for small children and floating. 1–2 ft is small, fine for most swimmers. 2–4 ft is moderate: fun for bodyboarding, harder for weak swimmers. 4–6 ft is rough, and over 6 ft is dangerous for swimming.
Under 8 mph is light and pleasant. 8–15 mph is breezy, good for kites and cooler on a hot day. 15–25 mph blows sand and whips up the water. Over 25 mph most people pack up. Today at Sugarloaf Key it’s breezy.
0–2 is low, 3–5 moderate, 6–7 high, 8–10 very high and 11 or more extreme. At 8 or more, fair skin can burn in under 20 minutes. The UV index is highest around midday even when it is cloudy.
Under 60°F is cold and most people want a wetsuit. 68–73°F is cool but swimmable. 74–79°F feels comfortable, and 80°F or more feels warm.
High tide is at 1:39 PM, and low tide is at 6:43 AM and 5:43 PM. Times are NOAA predictions.
The UV index peaks at 7 (high). At that peak, unprotected fair skin burns in about 22 minutes. Wear SPF 30 or higher, reapply every two hours and after swimming, and find shade in the middle of the day.
Florida's state sampling (FWC) has flagged nothing near Sugarloaf Key this week.
The NOAA satellite shows moderate sargassum offshore.
Highs run 79–85°F over the next 7 days. Rain is likely on Sun Nov 1 and Mon Nov 2. The calmest day for a swim looks like Wed Nov 4.
The water at Sugarloaf Key averages about 82°F (28°C) in October.
July is the warmest month, averaging 89°F. January is the coolest, at 73°F.
The water averages 74°F or warmer from March, April, May, June, July, August, September, October and November. July is the warmest, at 89°F.
The usual water temperature in October at the nearest beaches. Tap one for its live conditions.
| Lower Keys conditions | 6 mi | 83°F |
|---|---|---|
| Big Pine Key conditions | 12 mi | 84°F |
| Stock Island conditions | 14 mi | 84°F |
| Key West conditions | 16 mi | 84°F |
| Bahia Honda conditions | 16 mi | 84°F |
| Sombrero Beach conditions | 29 mi | 83°F |
More for Sugarloaf Key: parking · sunset time tonight · things to do · US water temperatures today →