Sunny, high near 79°. No real rain risk. All-day beach window.
forecastRain OutlookOpen-Meteo
tap an hourTop rain chance is just 0% — pack the sunscreen, not the umbrella.
Tide
0.3 ft · falling ↘
Next low tide
12:24 PM 0.2 ft
T−…
1.9 ft of drop from the 7:54 AM high; the wet sand is widest from about 11:24 AM.
Wind
11 mph
from the NE
UV Index
High
reapply every 80 min
Time to Burn
UV 6 · incl. sand glarefor unprotected fair skin (burns easily, tans a little). SPF 30+, reapply every 2 hours and after every swim.
Strongest 12 PM to 2 PM · peaks at UV 6
An estimate from the standard erythemal dose model, not a medical limit. Darker skin burns more slowly than this, people vary either way, and sunscreen only helps if you use enough of it and reapply.
Rip Current Riskestimated
todayCalm pattern today. Currents can still surprise — keep kids within reach.
Caught in one? Don’t fight it. Swim parallel to the beach until you’re free, then angle back in.
Beach Flag
Green Flag
calm, swim easy
estimated · trust the lifeguard
Red Tide
Checking…
asking FWC
Stingers & Biters
modelled, not observedBased on wind, water temperature and humidity. Nobody publishes a live count, so this is what conditions favour today.
No-see-umsUnlikely
Air is too dry around sunset for them to be bad.
Water Quality
bacteria testingWater here is sampled by the Florida Healthy Beaches Program at the Pcb Beach Access 41 station (1.5 km from the beach centre). We do not restate the result, because the state publishes it only on its own page and a stale copy here could be wrong about today.
Today’s official resultSource: Florida Department of Health
Sargassum WatchNOAA satellite
seaweed outlookLatest 7-day NOAA satellite composite detects moderate sargassum offshore. Some may drift onto the beach. Offshore satellite estimate only — on-the-ground conditions may differ.
Water by Monthtypical
avg 2021–2024Warmest around August (88°), coolest around January (59°).
surf’s up (gently)
Tides are NOAA predictions (Panama City Beach station 8729210); temps, wind, UV, waves and water temp are live from Open-Meteo; rip current risk from the NWS surf-zone forecast; red tide from FWC sampling. Flag status is estimated from wave height and wind, so always trust the lifeguard’s actual flag over this app.
The water at Panama City Beach is 76°F (24°C) today, 2°F cooler than the usual 78°F for October. For swimming it is comfortable for swimming. Waves are 0–1 ft (small). The air is 73°F, with breezy 10 mph winds from the NE. The UV index reaches 6 (high), strongest from 1 PM to 2 PM. The National Weather Service rip current risk is moderate.
The water holds steady around 76°F through Tue Nov 3.
The week ahead at Panama City Beach, day by day: the sky, the high, the strongest wind and the biggest waves, the UV peak and the daytime chance of rain, and the water temperature. The calmest day for a swim looks like Wed Oct 28.
| Day | Sky | High | Wind | Waves | UV | Rain | Water |
|---|---|---|---|---|---|---|---|
| Today | Mostly sunny | 79°F | 11 mph | 0.9 ft | 6 | 0% | 76°F |
| Thu Oct 29 | Cloudy | 79°F | 12 mph | 0.9 ft | 6 | 0% | 76°F |
| Fri Oct 30 | Cloudy | 82°F | 12 mph | 0.9 ft | 5 | 1% | 76°F |
| Sat Oct 31 | Drizzle | 81°F | 16 mph | 1.2 ft | 4 | 29% | 76°F |
| Sun Nov 1 | Thunderstorms | 78°F | 19 mph | 2 ft | 5 | 50% | 76°F |
| Mon Nov 2 | Partly cloudy | 78°F | 9 mph | 2.2 ft | 5 | 2% | 76°F |
| Tue Nov 3 | Cloudy | 76°F | 8 mph | 2.7 ft | 5 | 4% | 76°F |
High and low tides for the next 7 days, from NOAA’s predictions for tide station 8729210. Heights are in feet above the average low tide. The shell window is the last hour and a quarter of the ebb and the first three-quarters of the flood around the day’s lowest daylight low, when the most sand is bare; the lowest low of the week is marked.
| Day | Tide 1 | Tide 2 | Tide 3 | Tide 4 | Shell window |
|---|---|---|---|---|---|
| Today | Low 7:47 AM 0.0 | High 9:38 PM 2.3 | — | — | 6:32 AM–8:32 AM |
| Thu Oct 29 | Low 10:01 AM -0.1 | High 10:34 PM 2.2 | — | — | 8:46 AM–10:46 AM · best |
| Fri Oct 30 | Low 11:06 AM -0.1 | High 11:46 PM 2.1 | — | — | 9:51 AM–11:51 AM |
| Sat Oct 31 | Low 11:59 AM 0.0 | — | — | — | 10:44 AM–12:44 PM |
| Sun Nov 1 | High 12:53 AM 1.9 | Low 11:54 AM 0.1 | — | — | 10:39 AM–12:39 PM |
| Mon Nov 2 | High 12:52 AM 1.7 | Low 12:25 PM 0.3 | — | — | 11:10 AM–1:10 PM |
| Tue Nov 3 | High 1:49 AM 1.4 | Low 11:56 AM 0.6 | High 7:21 PM 0.9 | Low 9:42 PM 0.9 | 10:41 AM–12:41 PM |
The average sea temperature at Panama City Beach for each month (2021–2024). The water is warmest in August (88°F) and coolest in January (59°F). It averages 74°F or warmer, comfortable for most swimmers, in May, June, July, August, September, October.
| Month | Water °F | Water °C | For swimming |
|---|---|---|---|
| January | 59°F | 15°C | Cold |
| February | 62°F | 17°C | Chilly |
| March | 67°F | 20°C | Chilly |
| April | 71°F | 22°C | Cool |
| May | 78°F | 26°C | Comfortable |
| June | 83°F | 28°C | Warm |
| July | 86°F | 30°C | Warm |
| August | 88°F | 31°C | Very warm |
| September | 85°F | 30°C | Warm |
| October (now) | 78°F | 26°C | Comfortable |
| November | 72°F | 22°C | Cool |
| December | 65°F | 18°C | Chilly |
Rip currents. Today’s National Weather Service rip current risk is moderate. If a current pulls you away from shore, don’t fight it: swim parallel to the beach until you are out of it, then swim back in. If you can’t, float and wave for help.
Sun. The UV index peaks at 6 today, when unprotected fair skin burns in about 25 minutes. Wear SPF 30 or higher, reapply every two hours and after swimming, and find shade in the middle of the day.
Red tide. Florida's state sampling (FWC) has flagged nothing near Panama City Beach this week. Red tide can make you cough and sting your eyes near the water.
Seaweed. The NOAA satellite shows moderate sargassum offshore.
Water quality. Water at Panama City Beach is sampled by the Florida Healthy Beaches Program at the Pcb Beach Access 41 station. Official sampling results →
Dogs. Whether dogs are allowed here depends on which part of the beach you are on.
Swim near a lifeguard when one is on duty, and follow the beach flags and posted signs. The Panama City Beach rules page covers dogs, alcohol, fires and more.
Under 1 ft is calm, good for small children and floating. 1–2 ft is small, fine for most swimmers. 2–4 ft is moderate: fun for bodyboarding, harder for weak swimmers. 4–6 ft is rough, and over 6 ft is dangerous for swimming. Today at Panama City Beach it’s small.
Under 8 mph is light and pleasant. 8–15 mph is breezy, good for kites and cooler on a hot day. 15–25 mph blows sand and whips up the water. Over 25 mph most people pack up. Today at Panama City Beach it’s breezy.
0–2 is low, 3–5 moderate, 6–7 high, 8–10 very high and 11 or more extreme. At 8 or more, fair skin can burn in under 20 minutes. The UV index is highest around midday even when it is cloudy.
Under 60°F is cold and most people want a wetsuit. 68–73°F is cool but swimmable. 74–79°F feels comfortable, and 80°F or more feels warm.
76°F (24°C), 2°F cooler than the usual 78°F for October.
At 76°F the water is comfortable for swimming. Waves are 0–1 ft, which is small. The rip current risk is moderate.
0–1 ft, which is small. The wind is 10 mph from the NE.
High tide is at 9:38 PM, and low tide is at 7:47 AM. Times are NOAA predictions.
The UV index peaks at 6 (high). At that peak, unprotected fair skin burns in about 25 minutes. Wear SPF 30 or higher, reapply every two hours and after swimming, and find shade in the middle of the day.
The National Weather Service rates the rip current risk at Panama City Beach moderate today. If a current pulls you out, swim parallel to the shore until you are out of it, then swim back in.
Florida's state sampling (FWC) has flagged nothing near Panama City Beach this week.
The NOAA satellite shows moderate sargassum offshore.
Highs run 76–82°F over the next 7 days. Rain is likely on Sun Nov 1. The calmest day for a swim looks like Wed Oct 28.
The water at Panama City Beach averages about 78°F (26°C) in October.
August is the warmest month, averaging 88°F. January is the coolest, at 59°F.
The water averages 74°F or warmer from May, June, July, August, September and October. August is the warmest, at 88°F.
The usual water temperature in October at the nearest beaches. Tap one for its live conditions.
| Rosemary Beach conditions | 14 mi | 79°F |
|---|---|---|
| Alys Beach conditions | 15 mi | 79°F |
| Seaside conditions | 22 mi | 79°F |
| 30A conditions | 23 mi | 79°F |
| Grayton Beach conditions | 24 mi | 79°F |
| Santa Rosa Beach conditions | 27 mi | 78°F |
More for Panama City Beach: parking · sunset time tonight · things to do · US water temperatures today →